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USDA Home Loans

Rural Properties – 100% Financing Options

USDA Home Loans

Rural Properties – 100% Financing Options

Benefits of USDA Home Loans

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down. USDA Loans offer 100% financing to qualified buyers. USDA Loan Eligibility will be determined by three factors:

  • Credit Worthiness: When an underwriter reviews your credit on a USDA Loan the major thing they will be looking for is a history of paying your bills in a timely fashion.
  • Income: You will need to be able to document your income on a USDA Loan. USDA will generally want to see a two year history of employment or consistent income. Income limits are determined by county, dependents and expenses
  • Location of Property. In order to qualify for a USDA Loan your home must be located in a designated USDA rural area. A Lone Star Financing USDA loan consultant can check the USDA Eligibility of your County, or you can check USDA home eligibility online: Learn More

It might surprise you just how many counties in Texas qualify for these no money down home loans. The goal of the USDA loan program is to help our nation’s smaller, rural communities thrive by making homeowenrship more affordable. Lone Star Financing specializes in USDA home loans and can help educate you on this loan program and help you check to see if your property qualifies for a USDA home loan.

USDA Home Loan Advantages

  • Guaranteed by the US Department of Agriculture
  • Rural Properties
  • 100% Financing
  • No Maximum on Loan Amounts
  • No Restrictions on Seller Concessions
  • Low Monthly Mortgage Insurance
  • Acreage Up to 30% of Total Value with Restrictions
  • FHA/USDA Certified Appraisers only
  • 2% Guarantee Fee May be Rolled into the Loan
  • Manufactured Home Subject to Approval

Texas USDA Home Loans

Apply for Your USDA Loan Today!Apply Now

Learn More About How We Work…

Texas Mortgage Lenders

Texas Branch Manager, Russel StoutRussell Stout NMLS#4567432

Texas Branch Manager
(800) 960-4565
Russell is a University of Texas finance graduate and has been helping people with their mortgages for more than a decade.  Let Russell and his team help you with your next home loan or mortgage refinance and learn why more Texans are choosing Lone Star Financing!

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